Funding
The funding routes we check for you
Our eligibility engine checks your answers against every scheme in this list. Our team keeps the rules up to date, and we record which version was used for your result.
Please read: the scheme records below are sample data used while we build this service. They are not verified current government scheme rules and must not be relied on. Always check the official guidance linked on each scheme.
ECO4
Help with the cost of insulation for households on a lower income or receiving certain benefits.
Support with insulation and heating for lower-income households.
- Typical support
- £2,000 – £10,000
- Rules last reviewed
- 19 Aug 2026
Warmer Homes Scotland
If you own your home and are on a lower income, this may cover most or all of the work.
Free insulation and heating improvements for eligible homeowners and private tenants.
- Typical support
- £3,000 – £12,000
- Rules last reviewed
- 19 Aug 2026
Home Energy Scotland Grant and Loan
Most homeowners can apply, whatever their income. Part grant, part interest-free loan.
Grant plus interest-free loan towards energy-efficiency improvements, open to most homeowners.
- Typical support
- £1,500 – £7,500
- Rules last reviewed
- 19 Aug 2026
Council Area-Based Schemes
Some councils run local programmes for older, harder-to-heat homes.
Council-run insulation programmes targeted at particular streets and property types.
- Typical support
- £1,000 – £8,000
- Rules last reviewed
- 19 Aug 2026
Scheme rules change. We record the exact version of each rule set used for your result, so you and our team can always see why you got the answer you did. Funding could cover some or all of the cost of your work — a Net Zero assessor confirms it before any application is made.